According to Texas law, if a person is driving while intoxicated, that person is considered a danger to others on the road. Intoxication can lead to accidents resulting in injuries, fatalities and damage to property. In an effort to protect parties from such accidents, Texas law requires certain drivers to carry a Financial Responsibility Insurance Certificate, more commonly known as SR-22 insurance.
An SR-22 insurance certificate is necessary if a person is convicted of DWI charges or other similar traffic offenses. According to the law, a convicted person must apply for SR-22 and inform the Texas Department of Public Safety immediately. That person must possess an SR-22 insurance certificate for a period of two years, starting on the date of conviction. Where a person is supposed to produce an SR-22 insurance certificate, a normal insurance car or policy will not suffice.